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193 Little Owl Lane, St. Augustine, FL 32086

$414,900

MLS# 2154261

Bedrooms

Bathrooms

1,476

Sq Ft

2016

Year Built

About This Home — 193 Little Owl Lane

Welcome to this beautifully updated 3-bedroom, 2-bath home located in the highly sought after Deerfield Preserve community, just minutes from historic downtown St. Augustine. Thoughtfully maintained and move-in ready, this home offers stylish upgrades throughout, including updated kitchen and bathrooms featuring shiplap accents, fresh interior paint, and durable tile and luxury vinyl plank flooring throughout, no carpet! Enjoy peaceful water views from the beautifully landscaped, fully fenced backyard, complete with and extended paver patio creating the perfect setting for relaxing or entertaining. Professionally designed landscape lighting enhances the home's curb appeal and creates a stunning ambiance after sunset. Residents os Deerfield preserve enjoy a variety of community amenities, including a swimming pool, fitness center, playground, basketball courts and sidewalks throughout the neighborhood.

Features

Price$414,900

Price / Sq Ft$281

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,476

Total Structure Area2,012 sq ft

Acres0.18 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

School Information

ElementarySouth Woods

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address193 Little Owl Lane, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionDeerfield Preserve

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size7,840.8 sq ft

Parcel Number1027811680

Amenities

AmenitiesClubhouse, Maintenance Grounds, Management - Off Site

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Guest

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity System Owned

Exterior

Patio / PorchPatio, Rear Porch

FencingBack Yard, Wrought Iron

RoofShingle

ConstructionFiber Cement, Stucco

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJuly 8, 2026

Days on Market1

HOA Fees$242 / Quarterly

HOA FrequencyQuarterly

HOA Fee IncludesMaintenance Grounds

Tax Amount$4,039.47

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$414,900

Down Payment: 20%

$82,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,208

Principal & Interest: $2,208

Est. Taxes & Insurance: $552

Estimated Total Monthly

$2,760

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,208

Property taxesest. at asking price, St. Johns County$553

HOAbilled quarterly$81

Estimated total, before insurance$2,842/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $4,039/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.