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This home is in Durbin Crossing, St. Johns.

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Active

Active·9 days on market·Durbin Crossing

27 Willow Winds Parkway

St. Johns, FL 32259

$490,000$235/sqftEst. $2,608/moMLS# 2154023
4
Beds
3
Baths
2,087
Sq Ft
2013
Built
2
Garage
No
Pool

About this home

Durbin Crossing

Buyer incentive! Receive a 1% lender credit toward closing costs when financing with Melanie Scirocco-Coomer of Resource Financial. Subject to lender approval and borrower qualification.Private preserve views, exceptional community amenities, and a move-in-ready interior await in this beautifully maintained Durbin Crossing home. This beautifully maintained 4-bedroom, 3-bath home offers the perfect blend of comfort, functionality, and location. Situated on a private preserve lot, you'll enjoy peaceful views from the screened lanai and fully fenced backyard. Inside, fresh interior paint and flooring throughout with no carpet create a clean, move-in-ready feel. The thoughtfully designed floor plan features two bedrooms with en-suite bathrooms, including the spacious primary suite, making it ideal for guests or multi-generational living. Enjoy access to Durbin Crossing's resort-style amenities, including pools, fitness centers, playgrounds, sports courts, and more.

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,475
Principal & Interest: $2,475
Est. Taxes & Insurance: $619
Estimated Total Monthly
$3,094
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,608
Property taxesest. at asking price, St. Johns County$652
HOAbilled annually$6
Estimated total, before insurance$3,266/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$406,398$346,663
2024$399,949$336,186
2023$419,934$324,938
2022$364,017$314,017
2021$268,659$268,659
2020$262,594$262,594

2025 property taxes (current owner): $7,806/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 13, 2026Price change$490,000$5,000
  • Jul 6, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$490,000
Price / Sq Ft$235
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,087
Acres0.23 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address27 Willow Winds Parkway, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,018.8 sq ft
Parcel Number0096360420

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesKitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
FencingBack Yard, Privacy, Vinyl, Wrought Iron
RoofShingle

Additional Information

Date ListedJuly 6, 2026
Days on Market7
HOA Fees$67 / Annually
HOA FrequencyAnnually
Tax Amount$7,806.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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