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This home is in Jacksonville.

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Active

Active·59 days on market

7941 Sycamore Street

Jacksonville, FL 32219

$319,000$191/sqftEst. $1,638/moMLS# 2150960

Beds

Baths

1,666

Sq Ft

1980

Built

—

Garage

Pool

About this home

Jacksonville

The seller is motivated! Buyers concession with an acceptable offer! Space, updates, and freedom -- this BEAUTIFULLY RENOVATED 4-bedroom, 2-bath home has it all! Situated on NEARLY A FULL ACRE, this property offers the rare opportunity to enjoy privacy and room to spread out while still being close to Jacksonville conveniences. Inside, you'll find fresh interior paint, brand-new luxury vinyl plank flooring, remodeled bathrooms, updated fixtures and hardware, stainless steel appliances, and a bright, new feel throughout. Outside, the home features fresh exterior paint, a brand NEW ROOF, and endless possibilities for entertaining, gardening, parking recreational toys, or creating your own private retreat. The workshop adds even more flexibility for storage, hobbies, or a workspace of your dreams. With no HOA or CDD fees, you'll have the freedom to truly make this property your own. Homes with this much land and so many updates are hard to find -- come see it in person before it's gone!

Cost to own

Mortgage calculator

Home Price

$319,000

Down Payment: 20%

$63,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,638

Principal & Interest: $1,638

Property taxes (est.): $521

Insurance (est.): $213

Estimated Total Monthly

$2,372

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,638

Property taxesest. at asking price, Duval County$521

Estimated total, before insurance$2,159/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,394/yr · $116/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$187,658	$47,739	—
2024	$181,946	$45,687	▼ $113
2023	$189,059	$42,900	▲ $13,318
2022	$168,130	$40,195	—
2021	$133,473	$37,568	▲ $9,705
2020	$119,905	$36,359	—

2025 property taxes (current owner): $1,394/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,271 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History