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This home is in Jacksonville.

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Active

Active·42 days on market

1301 McGrits Creek Drive E

Jacksonville, FL 32221

$359,900$169/sqftEst. $1,835/moMLS# 2149966
4
Beds
3
Baths
2,125
Sq Ft
2005
Built
2
Garage
No
Pool

About this home

Jacksonville

NEW PRICE !!!. Discover the privacy and space you've been looking for in this all-brick 4-bedroom, 3-bath home nestled along scenic McGirts Creek in the established Creekside Oaks community. One of the few homes in the neighborhood offering 4 bedrooms and 3 full bathrooms, its desirable split-bedroom floor plan provides added privacy and flexibility for today's lifestyle, making it well suited for guests, a home office, or multigenerational living. Enjoy peaceful wooded views from the covered lanai, perfect for morning coffee or evening relaxation. Inside, vaulted ceilings enhance the open-concept living areas, while the flexible formal dining room can also serve as a GREAT home office. The eat-in kitchen includes a pantry overlooking the living spaces. The generous primary suite features an ample walk-in closet, garden tub, walk-in shower, and dual-sink vanity. 2025 new roof. Convenient to I-295, I-10, Cecil Commerce Center, NAS Jacksonville, the Equestrian Center, and Oakleaf TC.

Cost to own

Mortgage calculator

$359,900
$71,980
Loan Term
Monthly Payment
$1,835
Principal & Interest: $1,835
Property taxes (est.): $588
Insurance (est.): $240
Estimated Total Monthly
$2,663
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,835
Property taxesest. at asking price, Duval County$588
HOAbilled annually$23
Estimated total, before insurance$2,446/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Price change$359,900$15,100
  • Jun 11, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,900
Price / Sq Ft$169
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,125
Total Structure Area2,870 sq ft
Acres0.26 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1301 McGrits Creek Drive E, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionCreekside Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size11,325.6 sq ft
Parcel Number144252117
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, On Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, His and Hers Closets, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 11, 2026
Days on Market44
HOA Fees$275 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

7/25/2026

12:00 pm - 2:00 pm

7/26/2026

1:00 pm - 3:00 pm

Contact Krista Fracke