This home is in Jacksonville.

Active

Active·35 days on market

5327 Buick Avenue

Jacksonville, FL 32209

$135,000$130/sqftEst. $719/moMLS# 2149835

Beds

Baths

1,041

Sq Ft

1953

Built

—

Garage

Pool

About this home

Jacksonville

This beautiful COMPLETELY renovated 3 bedrooms 2 baths, have everything you need! A kitchen with stainless steel appliances, beautiful parents suit with private shower, and a grand back yard. Close to downtown, beautiful Springfield and Riverside!

Cost to own

Mortgage calculator

Home Price

$135,000

Down Payment: 20%

$27,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$682

Principal & Interest: $682

Est. Taxes & Insurance: $170

Estimated Total Monthly

$852

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$719

Property taxesest. at asking price, Duval County$220

Estimated total, before insurance$939/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$76,669	$76,669	—
2024	$77,091	$75,716	▼ $132
2023	$76,969	$68,833	—
2022	$42,948	$38,954	—
2021	$35,413	$35,413	—
2020	$23,629	$23,629	—

2025 property taxes (current owner): $1,744/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,415 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History