This home is in Jacksonville Beach.
Active·45 days on market
707 1st Street 601
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Gorgeous 3 bed/2 bath penthouse in the sought-after Sandcastle building of Jacksonville Beach! With an oversized balcony only an end-unit can give, you and your family and friends will have a front row seat to legendary 4th of July fireworks and the Blue Angel Air Show - all without leaving the comfort of home. This spacious 3 bed, 2 bath condo on the ocean features luxury upgrades throughout: custom tray-ceilings with recessed lighting in all bedrooms; motorized shades in living room and primary bedroom; custom crown molding throughout; built-in cabinets; and wine cooler. This penthouse also features high ceilings with custom coffered design. A chef's dream kitchen with solid surface countertops, stainless steel appliances and pantry closet. Inside laundry furnished with washer and dryer. You also get a conveniently located deeded garage and an additional deeded covered parking spot near the building entrance. When you're not relaxing at the beach, enjoy the sparkling pool! Be sure to
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $670,500 | $670,500 | — |
| 2024 | $670,500 | $670,500 | — |
| 2023 | $649,500 | $625,570 | — |
| 2022 | $571,000 | $568,700 | — |
| 2021 | $517,000 | $517,000 | — |
| 2020 | $475,000 | $475,000 | — |
2025 property taxes (current owner): $12,368/yr
Estimated taxes if purchased at asking price: ~$18,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AO — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,768 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 20, 2026Price change$959,000−$20,000
- Jun 7, 2026Listed$979,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: O'MALLEY REAL ESTATE INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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