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This home is in Jacksonville Beach.

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Active

Active·45 days on market

411 1st Street S 203

Jacksonville Beach, FL 32250

$675,000$614/sqftEst. $3,593/moMLS# 2148024
2
Beds
2
Baths
1,100
Sq Ft
1984
Built
2
Garage
No
Pool

About this home

Jacksonville Beach

From the moment you enter you can imagine enjoying stunning ocean views with direct beach access! This oceanfront condo has everything for an easy beach lifestyle. Start your mornings on the private balcony watching the sunrise, then spend your days relaxing on the beach or cool off in the refreshing pool. Explore nearby parks, boutique shopping, restaurants, and nightlife--all within walking distance. It is tastefully updated throughout and owners are flexible regarding most furnishings This is a rare opportunity for excellent income potential and flexibility for investors, second-home buyers, or anyone seeking a personal beachfront retreat. Designated parking adds convenience, while the prime location just five miles from the Mayo Clinic makes it especially appealing for vacationers and extended-stay guests alike.

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,431
Principal & Interest: $3,431
Est. Taxes & Insurance: $858
Estimated Total Monthly
$4,289
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,593
Property taxesest. at asking price, Duval County$1,102
HOAbilled monthly$1,574
Estimated total, before insurance$6,269/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$517,650$494,972
2024$517,650$449,975
2023$499,800$409,069
2022$420,000$371,881
2021$387,450$338,074
2020$405,900$307,340

2025 property taxes (current owner): $9,274/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 1, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000
Price / Sq Ft$614
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,100
Acres0.01 acres
Year Built1984
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address411 1st Street S 203, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionBeachcomber
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1758701106

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Covered, Off Street
ViewBeach, Ocean, Pool

Interior

Interior FeaturesCeiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsThree Or More
LaundryIn Unit
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 1, 2026
Days on Market43
HOA Fees$1,574 / Monthly
HOA FrequencyMonthly
Tax Amount$9,273.7
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PETRA MANAGEMENT INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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