This home is in Shearwater, St. Augustine.

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Active

Active·48 days on market·Shearwater

259 Windswept Way

St. Augustine, FL 32092

$500,000$218/sqftEst. $2,661/moMLS# 2147669

Beds

Baths

2,293

Sq Ft

2022

Built

Garage

Pool

About this home

Shearwater

Major Price Improvement! Preserve Views + Resort Style Amenities Welcome to this beautifully maintained two-story home built in 2022 by David Weekley. Perfectly situated on a private preserve lot for added peace and natural views, but also a beautiful pond view out front. Offering 3 bedrooms plus an enclosed flex space, 2.5 bathrooms, and 2,293 square feet. The open-concept main floor is ideal for both entertaining and daily living, featuring durable tile flooring and seamless flow between the living, dining, and kitchen areas. The gourmet kitchen includes 42' cabinets, gas stove, quartz countertops and walk-in pantry. And tons of natural light pouring in from every side. The versatile enclosed flex space provides the perfect option for a home office, playroom, or additional guest area. Step outside to enjoy the extended screened-in lanai, where you can unwind while overlooking the tranquil preserve--no rear neighbors and plenty of privacy.

Cost to own

Mortgage calculator

Home Price

$500,000

Down Payment: 20%

$100,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,541

Principal & Interest: $2,541

Est. Taxes & Insurance: $635

Estimated Total Monthly

$3,177

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,661

Property taxesest. at asking price, St. Johns County$665

HOAbilled annually$20

Estimated total, before insurance$3,346/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $534,800 in July 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$425,723	$425,723	—
2024	$430,205	$430,205	—
2023	$436,472	$436,472	—
2022	$84,000	$84,000	—

2025 property taxes (current owner): $8,515/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 29, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$500,000

Price / Sq Ft$218

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,293

Acres0.11 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBeachside

Community Information

Address259 Windswept Way, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size4,791.6 sq ft

Parcel Number0100160420

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods