This home is in Bartram Creek, Jacksonville.

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Active

Active·49 days on market·Bartram Creek

14367 Durbin Island Way

Jacksonville, FL 32259

$474,900$198/sqftEst. $2,528/moMLS# 2147399

Beds

Baths

2,393

Sq Ft

2019

Built

Garage

Pool

About this home

Bartram Creek

Welcome to this stunning 3-bedroom, 2.5-bathroom home with a dedicated office and loft space, located in the highly sought-after Durbin Creek community. Built in 2019, this 2,393 square foot home offers a modern open floor plan filled with natural light and thoughtfully designed for both comfort and style. The kitchen is equipped with stainless steel appliances, granite countertops, a large center island, and generous cabinet space--perfect for cooking and entertaining. The spacious primary suite features an upgraded walk-in closet and a luxurious en-suite bathroom, creating a private retreat. High ceilings and large windows enhance the home's bright and airy atmosphere, while the covered lanai and landscaped backyard provide an ideal setting for relaxing or hosting guests. Situated in a quiet and well-maintained neighborhood in Duval County, the home is just minutes from the shops, restaurants, entertainment options at Durbin Pavilion Town Center. With easy access to I-95 and 9B

Cost to own

Mortgage calculator

Home Price

$474,900

Down Payment: 20%

$94,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,414

Principal & Interest: $2,414

Est. Taxes & Insurance: $603

Estimated Total Monthly

$3,017

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,528

Property taxesest. at asking price, Duval County$775

HOAbilled monthly$70

Estimated total, before insurance$3,373/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$409,311	$217,272	—
2024	$395,723	$210,442	—
2023	$416,110	$202,331	▲ $25,000
2022	$376,572	$194,982	▲ $27,000
2021	$293,373	$187,847	—
2020	$272,901	$184,564	▲ $14,496

2025 property taxes (current owner): $4,402/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History