This home is in Sawgrass, Ponte Vedra Beach.
Active·58 days on market·Sawgrass
746 Spinnakers Reach Drive
Ponte Vedra Beach, FL 32082
About this home
Sawgrass
Luxurious coastal living awaits at 746 Spinnakers Reach Dr, where modern upgrades and breathtaking views meet unparalleled comfort. This meticulously renovated home features your own garage, all new wiring, plumbing, HVAC, and smart home technology. The chef's kitchen boasts Bosch appliances, Cambria quartz countertops, and custom cabinetry. Enjoy a spacious 22x22-foot primary suite with a vaulted ceiling, custom closets, and a spa-inspired bath. Elegant interiors include smooth ceilings, luxury vinyl plank flooring, and two Dimplex fireplaces. Outdoor living shines with three private balconies overlooking Guana Preserve, energy-efficient sliders, and a 2024 Pella front door. Steps from the private pool, beach access, and Sawgrass Beach Club, this home offers coastal elegance in a prime location.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $1,010,000 in May 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $841,201 | $841,201 | — |
| 2024 | $841,201 | $468,780 | ▲ $250,000 |
| 2023 | $591,201 | $453,670 | — |
| 2022 | $489,000 | $439,000 | — |
| 2021 | $411,000 | $378,309 | — |
| 2020 | $411,000 | $343,917 | — |
Estimated taxes if purchased at asking price: ~$17,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1980)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,705 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 19, 2026Listed$1,100,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Sawgrass
Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Sawgrass homes for sale →Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Sawgrass
Pending$1,260,000MLS# 2146200Est. $6,706/mo70 Village Walk Lane, Ponte Vedra Beach, FL 320823 Beds2 Baths2,622 sqftWelcome to your own PRIVATE SLICE OF PARADISE. This METICULOUSLY MAINTAINED, SINGLE STORY 3-bedroom, 2.5-bath home is…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$1,295,000MLS# 2147151Est. $6,893/mo31 Lake Julia Drive S, Ponte Vedra Beach, FL 320823 Beds3 Baths3,268 sqftA spectacular WOW home, 3200 sq. ft. on one floor with no steps. Located on 1 West Fairway, there are expansive views…
ResidentialPONTE VEDRA CLUB REALTY, INC.
Active$830,000MLS# 2141970Est. $4,418/mo45 Lake Julia Drive S, Ponte Vedra Beach, FL 320823 Beds3 Baths1,883 sqftPRICED TO SELL!!! Welcome to easy, low-maintenance living in Sawgrass Country Club. This exceptional 3-bedroom, 3-bath…
ResidentialPONTE VEDRA CLUB REALTY, INC.
Active$645,000MLS# 2148088Est. $3,433/mo72 Tifton Way N 72, Ponte Vedra Beach, FL 320823 Beds2 Baths1,965 sqftWelcome to coastal living in Sawgrass Country Club! This beautifully situated first-floor condo offers peaceful water…
ResidentialKEARNEY REAL ESTATE SERVICES,
Keep looking
Similar homes in Ponte Vedra Beach
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
7/18/2026
11:00 am - 1:00 pm