Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

1 / 34

Active

Active·109 days on market

8077 Summerside Circle

Jacksonville, FL 32256

$227,000$182/sqftEst. $1,167/moMLS# 2144919

Beds

Baths

1,248

Sq Ft

2006

Built

—

Garage

Pool

About this home

Jacksonville

Turn-key townhome in one of Jacksonville's most desirable Southside locations! Nestled within the gated Summerfield community, this well-maintained home offers convenience, comfort & low-maintenance living just minutes from St. Johns Town Center, IKEA, Mayo Clinic Primary Care, NS Mayport, Jacksonville Beaches, Jacksonville International Airport, I-295/9B & Fort Family Park. A standout feature of this home is the rare overflow parking located nearby-ideal for guests & added convenience. Inside, you'll find newer luxury vinyl plank flooring & plush wall-to-wall carpet throughout. The fully equipped kitchen includes all appliances, plus washer & dryer convey w/the home. Upstairs features two spacious bedrooms, each w/private ensuite baths & generous closet space, creating an ideal layout for roommates, guests or everyday comfort. Built by respected builder Pulte Homes.

Cost to own

Mortgage calculator

Home Price

$227,000

Down Payment: 20%

$45,400

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,167

Principal & Interest: $1,167

Property taxes (est.): $371

Insurance (est.): $151

Estimated Total Monthly

$1,689

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,167

Property taxesest. at asking price, Duval County$371

HOAbilled monthly$240

Estimated total, before insurance$1,778/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,185/yr · $182/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$206,560	$112,806	▲ $5,000
2024	$202,400	$108,920	—
2023	$209,578	$104,292	—
2022	$178,156	$99,799	—
2021	$145,436	$95,436	—
2020	$135,136	$135,136	—

2025 property taxes (current owner): $2,185/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 12, 2026Listed$227,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$227,000

Price / Sq Ft$182

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,248

Acres0.03 acres

Year Built2006

TypeResidential

Sub-TypeTownhouse

StyleContemporary

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address8077 Summerside Circle, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionSummerfield

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size1,306.8 sq ft

Parcel Number1677466150

ZoningPUD

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management - Off Site

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Guest