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Active

Active·65 days on market

503 Sevilla Drive

St. Augustine Shores, FL 32086

$399,000$237/sqftEst. $2,124/moMLS# 2144566

Beds

Baths

1,686

Sq Ft

1981

Built

Garage

Pool

About this home

St. Augustine Shores

Concrete block home in one of St. Augustine's most sought-after neighborhoods! This 3-bedroom, 2-bath residence features a spacious open floor plan and sits on nearly half an acre overlooking the golf course. With plenty of room to add a pool, screened enclosure, garden, or design your dream backyard oasis, the possibilities are endless. The fully fenced yard includes a brand-new wrought iron fence and is perfectly positioned to capture stunning sunset views while offering golf course frontage without being directly in the line of play. Inside, you'll find an updated kitchen, new flooring, fresh interior paint, renovated bathrooms, and modern fixtures throughout. Additional highlights include an oversized 2-car garage, and a well-maintained interior ready for its next owner. Conveniently located just minutes from the beach, shopping, dining, and historic downtown St. Augustine.

Cost to own

Mortgage calculator

Home Price

$399,000

Down Payment: 20%

$79,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,015

Principal & Interest: $2,015

Est. Taxes & Insurance: $504

Estimated Total Monthly

$2,519

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,124

Property taxesest. at asking price, St. Johns County$531

HOAbilled monthly$33

Estimated total, before insurance$2,688/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $393,000 in February 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$353,680	$302,958	—
2024	$351,007	$301,007	—
2023	$341,588	$143,441	—
2022	$270,488	$137,807	—
2021	$182,337	$132,337	—
2020	$214,126	$200,752	—

2025 property taxes (current owner): $4,576/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History