This home is in Atlantic Beach CC, Atlantic Beach.

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Active

Active·68 days on market·Atlantic Beach CC

556 Timber Bridge Lane

Atlantic Beach, FL 32233

$2,285,000$562/sqftEst. $12,162/moMLS# 2144224

Beds

Baths

4,063

Sq Ft

2019

Built

Garage

Pool

About this home

Atlantic Beach CC

Experience both the golf & beach lifestyle in this desirable Atlantic Beach Country Club home! This expansive 5 bedroom, 3 1/2 bath, two story home with a 3-car garage has sweeping golf course & water views and is just steps away from the clubhouse or a short stroll to the beach! As one of the larger models offered in ABCC, this open floor plan combined w/detailed architectural & custom designer details provides plenty of space for family & entertaining. Entering through the foyer with soaring 22ft ceilings, the main floor hosts two primary bedrooms w/ en-suite baths, an office, living room gas fireplace, large dining room and chefs eat-in kitchen all combined with 7ft wainscoting, shiplap, 12ft ceilings throughout and coffered ceilings. Upstairs hosts a separate family/game room with a wet bar, wine fridge, two bedrooms sharing an en-suite, large storage area and balcony. Outside, the front portico gives way to your private front porch surrounded by lush landscape & mature trees.

Cost to own

Mortgage calculator

Home Price

$2,285,000

Down Payment: 20%

$457,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$11,542

Principal & Interest: $11,542

Est. Taxes & Insurance: $2,886

Estimated Total Monthly

$14,428

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$12,162

Property taxesest. at asking price, Duval County$3,731

HOAbilled annually$90

Estimated total, before insurance$15,982/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,833,317	$759,931	—
2024	$1,754,670	$737,807	▼ $160
2023	$1,604,712	$714,862	—
2022	$1,516,630	$692,585	—
2021	$1,100,087	$670,957	—
2020	$958,553	$661,003	—

2025 property taxes (current owner): $13,234/yr

Estimated taxes if purchased at asking price: ~$44,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal, Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 14, 2026Price change$2,285,000−$55,000
May 8, 2026Listed$2,340,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,285,000

Price / Sq Ft$562

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage4,063

Acres0.20 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address556 Timber Bridge Lane, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionAtlantic Beach Cc

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size8,712 sq ft

Parcel Number1695051135

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Golf Course

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewGolf Course, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesGas, Outside

# of Stories2

LevelsTwo

LaundryLower Level