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This home is in Sawgrass, Ponte Vedra Beach.

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Active

Active·77 days on market·Sawgrass

610 Summer Place

Ponte Vedra Beach, FL 32082

$795,000$903/sqftEst. $4,231/moMLS# 2142458
1
Beds
1
Baths
880
Sq Ft
1983
Built
Garage
No
Pool

About this home

Sawgrass

Experience coastal living at 610 Summer Place in Ponte Vedra Beach. This fully furnished ground floor one bedroom one bathroom condo offers stunning, unobstructed Atlantic Ocean views from the kitchen, living room and covered patio. Perfect as a full-time residence, beach retreat or income producing property with no minimum rental terms. The kitchen features granite countertops, stainless steel appliances and abundant storage. Enjoy private beach access with a convenient walkover, a gated entrance with manned security and close proximity to the Sawgrass Beach Club. Recent upgrades include HVAC 2020, water heater 2023, Pella windows and sliding doors 2023 and new roof 2025. Do not miss this rare oceanfront opportunity in one of Ponte Vedra Beach's most desirable communities. Ideal for buyers seeking oceanfront living, short term rental potential and a move in ready condo on Florida's coast.

Cost to own

Mortgage calculator

$795,000
$159,000
Loan Term
Monthly Payment
$4,016
Principal & Interest: $4,016
Est. Taxes & Insurance: $1,004
Estimated Total Monthly
$5,020
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,231
Property taxesest. at asking price, St. Johns County$1,058
HOAbilled quarterly$510
Estimated total, before insurance$5,799/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$660,000$642,740
2024$660,000$584,309
2023$692,850$531,190
2022$482,900$482,900
2021$443,000$443,000
2020$443,000$443,000

2025 property taxes (current owner): $8,765/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 29, 2026Listed$795,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$795,000
Price / Sq Ft$903
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage880
Year Built1983
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

Community Information

Address610 Summer Place, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0663020610

Amenities

AmenitiesBeach Access, Gated, Security
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewBeach, Ocean, Water
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityGated with Guard, Security Gate

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionOther, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 29, 2026
Days on Market50
HOA Fees$1,530.13 / Quarterly
HOA FrequencyQuarterly
HOA NameSawgrass Association
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control
Tax Amount$8,765.06
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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