This home is in Jacksonville Beach.
Active·90 days on market
2272 2nd Street S
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Sellers are motivated! With just a short walk from the beach, enjoy coastal living with NO HOA fees or restrictions in this updated 2BR/2.5BA duplex! The main level features an airy and welcoming layout with a comfortable living space and a open kitchen/dinning area. The well-equipped kitchen features newer flooring (2024), stainless steel appliances, beautiful granite counters with lots of natural sunlight from bay window. Step out back onto your newly added deck(2023), perfect for relaxing evenings or entertaining friends & family. Upstairs, the owner's suite includes a eye catching, updated bathroom with a sleek walk-in shower. The second bedroom has its own en-suite for added convenience and the half bath is located downstairs making it easy access for guests. The one-car garage adds extra storage & premium parking. Recent improvements include a newer roof (2023), HVAC (2025) that comes with 9.5yr warranty, fiber optic internet (2025), and updated plumbing
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $370,560 | $241,541 | — |
| 2024 | $388,294 | $234,027 | — |
| 2023 | $318,054 | $225,755 | — |
| 2022 | $298,113 | $298,113 | — |
| 2021 | $242,531 | $150,232 | — |
| 2020 | $238,973 | $147,468 | — |
2025 property taxes (current owner): $4,618/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,769 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 17, 2026Listed$533,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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