This home is in Belleza, Ponte Vedra Beach.

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Active

Active·90 days on market·Belleza

605 Boardwalk Drive 336

Ponte Vedra Beach, FL 32082

$187,500$273/sqftEst. $998/moMLS# 2140254

Beds

Baths

686

Sq Ft

1997

Built

—

Garage

Pool

About this home

Belleza

Prime location, move-in-ready, great value, serene peaceful views! This beautifully updated one-bedroom unit in the Belleza condominiums offers stunning lake views from both the living room and the spacious balcony. It features soaring high ceilings, a large walk-in closet, a modern bathroom, and fresh paint throughout. The unit is ready for the new owner and comes complete with all appliances, including a stacked washer and dryer. Belleza is a sought after gated community that boasts resort-style amenities, featuring swimming pool, outdoor fireplace, summer kitchen with BBQ grill, tennis and basketball courts, beach volleyball, a movie theatre, fitness center, and clubhouse. Ideally situated just minutes from local beaches. This prime location also provides convenient access to JTB (SR 202), shopping, entertainment, and the Mayo Clinic.

Cost to own

Mortgage calculator

Home Price

$187,500

Down Payment: 20%

$37,500

Interest Rate: 6.49%

Loan Term

Monthly Payment

$947

Principal & Interest: $947

Est. Taxes & Insurance: $237

Estimated Total Monthly

$1,184

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$998

Property taxesest. at asking price, St. Johns County$249

HOAbilled monthly$307

Estimated total, before insurance$1,554/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$155,000	$104,278	—
2024	$158,379	$108,379	—
2023	$158,379	$108,379	—
2022	$131,000	$131,000	—
2021	$99,800	$49,800	—
2020	$99,800	$49,800	—

2025 property taxes (current owner): $1,566/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History