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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·141 days on market

8481 NW 210th Street

Starke, FL 32091

$264,900$158/sqftEst. $1,362/moMLS# 2139181
4
Beds
2
Baths
1,680
Sq Ft
2026
Built
Garage
No
Pool

About this home

Starke

Lovely Clayton New MFH sitting on private 1.33 acre lot not very far out of town. The home has big GR with accent wall for TV & open kitchen with island, d/w, side by side refrigerator & smooth top range plus coffee nook. The DR looks out to the spacious back yard. There are 3 BRs on one end of home & they all have walk in closets. The master suite has double vanities & large tub shower combo. There is tons of room outside for pets, garden & mini farming. Home comes with a one year warranty. Home should have power by end of August & be ready to close

Cost to own

Mortgage calculator

$264,900
$52,980
Loan Term
Monthly Payment
$1,362
Principal & Interest: $1,362
Insurance (est.): $177
Estimated Total Monthly
$1,538
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,362
Estimated total, before insurance$1,362/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,386 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Price change$264,900$5,000
  • Apr 9, 2026Listed$269,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$264,900
Price / Sq Ft$158
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,680
Acres1.33 acres
Year Built2026
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionUnder Construction
StatusActive
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBradford
HighBradford

Community Information

Address8481 NW 210th Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionStarke
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size57,934.8 sq ft
Parcel Number00551003400

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot, Few Trees
RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt

Additional Information

Date ListedApril 9, 2026
Days on Market128
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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