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Active

Active·171 days on market

8117 NW County Road 225

Starke, FL 32091

$274,900$156/sqftEst. $1,463/moMLS# 2126604
3
Beds
2
Baths
1,760
Sq Ft
1985
Built
1
Garage
No
Pool

About this home

Starke

MOTIVATED SELLER! Peaceful 3BR/2BA Country Home with instant equity. Priced below appraisal value. Welcome to 8117 NW CR 225 in Starke, FL -- a 3-bedroom, 2-bath home offering peaceful country living at an exceptional value. The residence boasts a cover porched spanning across the entire width of the home and brand-new flooring in the kitchen, primary bedroom and primary bath. This property is situated on a quiet 1.7 acres. It is also fully fenced with plenty of space for your pets to roam and storage for your toys! Conveniently located just minutes from downtown Starke, with easy access to US-301, local schools, shopping, and nearby recreational areas. No HOA and priced below appraised value, making this a smart opportunity for homeowners and investors alike. Don't miss your chance to own a 3/2 home with built-in equity from day one. Schedule your showing today!

Cost to own

Mortgage calculator

$274,900
$54,980
Loan Term
Monthly Payment
$1,389
Principal & Interest: $1,389
Est. Taxes & Insurance: $347
Estimated Total Monthly
$1,736
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,463
Estimated total, before insurance$1,463/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,563 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jan 26, 2026Listed$274,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$274,900
Price / Sq Ft$156
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,760
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address8117 NW County Road 225, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionStarke
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number00495000100
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Pantry
AppliancesConvection Oven, Dishwasher, Electric Cooktop
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Porch
FencingFenced, Chain Link, Full
RoofShingle
ConstructionWood Siding
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedJanuary 26, 2026
Days on Market150
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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