Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·129 days on market

6915 NW County Road 229

Starke, FL 32091

$319,900$199/sqftEst. $1,645/moMLS# 2135012

Beds

Baths

1,608

Sq Ft

2026

Built

—

Garage

Pool

About this home

Starke

*Motivated Seller* 4.228 ACRES and a BRAND-NEW HOME!!!!! Only took it off the market to add the additional land and it now has the CO! The property is split 1.20 acres and 3.028 (see survey). If you wanted to add an additional home for a family compound. It is already cleared and dirt on site! Step into this brand-new 2026 manufactured home offering the perfect blend of comfort, space, and modern design. Featuring 4 spacious bedrooms and 2 full bathrooms, this home provides plenty of room for families, guests, or a home office setup. The open-concept floor plan seamlessly connects the living room, dining area, and kitchen, creating a bright and welcoming space ideal for entertaining or everyday living. The kitchen is designed for both style and functionality, featuring modern cabinetry, ample counter space and Island. With updated stainless appliances, textured walls and full wrap of OSB under siding. This home is a must see. Skirting has been added.

Cost to own

Mortgage calculator

Home Price

$319,900

Down Payment: 20%

$63,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,645

Principal & Interest: $1,645

Insurance (est.): $213

Estimated Total Monthly

$1,858

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,645

Estimated total, before insurance$1,645/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,102 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History