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Active·65 days on market

125 Twin Lake Grove Drive

Interlachen, FL 32148

$469,000$198/sqftEst. $2,496/moMLS# 2138713
3
Beds
4
Baths
2,371
Sq Ft
1989
Built
2
Garage
No
Pool

About this home

Interlachen

SPACIOUS WATERFRONT HOME located on the beautiful spring fed TWIN LAKES with 160' of waterfront. This inviting split-plan home with approximately 2,371 sq. ft. of conditioned space & fenced yard was built for the lake. Enjoy the lakeview from the open living space and all three bedrooms, each having their own bathroom. The vaulted ceilings & skylights add character & natural light to the living area. There's also a guest bath for convenience and option of a half bath. The rear porch is screened and backyard has shade trees for comfortable evenings overlooking the lake to view the beautiful sunsets & watch the wildlife. The bulk headed shoreline has 2 docks and boat ramp to enjoy boating, fishing & skiing on this private lake. A concrete drive leads to a 625 sq. ft. attached garage from paved road. Outside storage includes a large 18'x30' workshop with 8'x33' side space, accessible from each end. From the quiet lakeside mornings to the exciting days on the water, make this home yours!

Cost to own

Mortgage calculator

$469,000
$93,800
Loan Term
Monthly Payment
$2,369
Principal & Interest: $2,369
Est. Taxes & Insurance: $592
Estimated Total Monthly
$2,961
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,496
Estimated total, before insurance$2,496/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,076/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 11, 2026Price change$469,000$16,000
  • May 11, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$469,000
Price / Sq Ft$198
Bedrooms3
Bathrooms4.00
Full Baths4
Square Footage2,371
Total Structure Area3,415 sq ft
Acres0.73 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

ElementaryInterlachen
MiddleC. H. Price
HighInterlachen

Community Information

Address125 Twin Lake Grove Drive, Interlachen, FL 32148
Area571-Interlachen-SE
SubdivisionTwin Lake Grove
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size31,798.8 sq ft
Lot Dimensions160WX200
Parcel Number131024907100000190
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Gas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesDock
Patio / PorchCovered, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Full, Wire, Wood
RoofMetal
ConstructionFrame, Wood Siding
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 11, 2026
Days on Market90
Tax Amount$4,075.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 BECKHAM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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