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Active

Active·169 days on market

1055 Old Gainesville Highway

Interlachen, FL 32148

$299,000$158/sqftEst. $1,537/moMLS# 2062482

Beds

Baths

1,897

Sq Ft

1999

Built

Garage

Pool

About this home

Interlachen

TWIN LAKE GROVE SUBDIVISION-WELL MAINTAINED & MOVE-IN READY-This spacious 3,017 sq. ft. home has 1,897 sq. ft. of heat/cooled space featuring a split floor plan that has 3 bedrooms and 2 bathrooms. The living area's open concept flows into the kitchen which has an adjacent keeping room. Interior features include vaulted ceilings over main living area and kitchen with tile flooring and hardwood flooring in bedrooms. The large 618 sq. ft. screened back porch will enhance outdoor activities whether rain or shine and opens to the fenced backyard. The chain link fence contains 2 drive-thru gates and one walk-thru gate for convenience. There's more than enough space in the backyard for new amenities such as a workshop or swimming pool, plus plenty of room for children to run and play. The attached 2-car garage and property can be accessed from Old Gainesville Hwy (graded) or from Twin Lake Grove Court (paved). Several gopher turtle holes on property.

Cost to own

Mortgage calculator

Home Price

$299,000

Down Payment: 20%

$59,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,537

Principal & Interest: $1,537

Insurance (est.): $199

Estimated Total Monthly

$1,736

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,537

Estimated total, before insurance$1,537/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 14, 2026Price change$299,000−$20,000
Mar 14, 2026Listed$319,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000

Price / Sq Ft$158

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,897

Total Structure Area3,017 sq ft

Acres1.12 acres

Year Built1999

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryInterlachen

MiddleC. H. Price

HighInterlachen

Community Information

Address1055 Old Gainesville Highway, Interlachen, FL 32148

Area571-Interlachen-SE

SubdivisionTwin Lake Grove

CityInterlachen

CountyPutnam

StateFL

Zip Code32148

Lot Size48,787.2 sq ft

Lot Dimensions186'X273'X216'X273' approx.

Parcel Number131024907100000470

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected

SewerSeptic Tank

Water SourcePrivate, Well

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Washer

HeatingCentral, Electric, Hot Water

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Sink, Washer Hookup

Window FeaturesSkylight(s)

SecuritySecurity Lights