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Active

Active·104 days on market

2970 St Johns Avenue 12F

Jacksonville, FL 32205

$644,000$350/sqftEst. $3,428/moMLS# 2138382
2
Beds
2
Baths
1,840
Sq Ft
1974
Built
1
Garage
No
Pool

About this home

Jacksonville

Talk about a view, here it is! This beautifully reimagined penthouse-level riverfront residence in the prestigious Beau Rivage, offering sweeping, unobstructed views of the serene St. Johns River. This refined condo features elegant new tile flooring throughout and a full suite of brand-new appliances, creating a seamless blend of modern sophistication and everyday comfort. Enjoy light-filled living spaces with stunning river and treetop views from this top-floor vantage point. Located in one of Jacksonville's most distinguished neighborhoods, residents are surrounded by majestic oak-lined streets and enjoy the convenience of walking to nearby dining, shopping, and entertainment. Beau Rivage offers a premier waterfront lifestyle with exceptional amenities, making this an outstanding opportunity to experience luxury riverfront living at its finest. Secure garage parking as well as a surface spot for parking.

Cost to own

Mortgage calculator

$644,000
$128,800
Loan Term
Monthly Payment
$3,273
Principal & Interest: $3,273
Est. Taxes & Insurance: $818
Estimated Total Monthly
$4,092
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,428
Property taxesest. at asking price, Duval County$1,052
HOAbilled monthly$1,355
Estimated total, before insurance$5,834/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $575,000 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$498,000$447,278
2024$498,000$439,250 $23,000
2023$475,000$425,000
2022$426,000$148,202
2021$366,500$142,430
2020$340,770$139,774

2025 property taxes (current owner): $8,128/yr

Estimated taxes if purchased at asking price: ~$12,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 3, 2026Listed$644,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$644,000
Price / Sq Ft$350
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,840
Acres0.02 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address2970 St Johns Avenue 12F, Jacksonville, FL 32205
Area032-Avondale
SubdivisionBeau Rivage
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size871.2 sq ft
Parcel Number0779760268

Amenities

AmenitiesElevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Security
UtilitiesCable Available, Electricity Available, Sewer Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage, Parking Lot, Unassigned
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesElevator
AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories12
LaundryElectric Dryer Hookup, In Unit
Security24 Hour Security, Secured Lobby

Exterior

ConstructionConcrete
Road FrontageCity Street

Additional Information

Date ListedApril 4, 2026
Days on Market65
HOA Fees$1,354.76 / Monthly
HOA FrequencyMonthly
HOA NameBeau Rivage Association
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$8,127.81
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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