This home is in St. Augustine.

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Active

Active·106 days on market

909 Eagle Drive

St. Augustine, FL 32086

$1,114,180$409/sqftEst. $5,930/moMLS# 2137777

Beds

Baths

2,724

Sq Ft

2026

Built

Garage

Pool

About this home

St. Augustine

Choose from one of Adele Designer Homes beautiful floor plans to design your next home, or we can customize one of your own. All homes include high ceilings & 8' doors, oversized windows, custom 42'' cabinets with soft-close drawers and crown molding, quartz countertops, wood flooring, stainless appliances, deluxe master bathroom, walk-in closets, 4'' door casing, a $100,000 lot prep allowance, and much more. Photos are of past homes to showcase included features and available finishes. All floor plans available to view on builder website.

Cost to own

Mortgage calculator

Home Price

$1,114,180

Down Payment: 20%

$222,836

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,663

Principal & Interest: $5,663

Est. Taxes & Insurance: $1,416

Estimated Total Monthly

$7,079

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,930

Property taxesest. at asking price, St. Johns County$1,483

HOAbilled annually$42

Estimated total, before insurance$7,454/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $315,000 in April 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$260,915	$260,915	—
2024	$232,960	$232,960	—
2023	$232,960	$232,960	—
2022	$232,960	$232,960	—
2021	$128,000	$97,900	—
2020	$89,000	$89,000	—

2025 property taxes (current owner): $3,848/yr

Estimated taxes if purchased at asking price: ~$17,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 1, 2026Listed$1,114,180

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,114,180

Price / Sq Ft$409

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,724

Acres1.17 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Traditional

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address909 Eagle Drive, St. Augustine, FL 32086

Area334-Moultrie/St Augustine Shores

SubdivisionHidden Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size50,965.2 sq ft

Parcel Number1836260130

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerSeptic Tank

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LevelsTwo

LaundryIn Unit