This home is in St. Augustine.

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Active

Active·106 days on market

50 Sandy Palm Trail

St. Augustine, FL 32086

$579,000$177/sqftEst. $3,082/moMLS# 2137570

Beds

Baths

3,266

Sq Ft

2024

Built

Garage

Pool

About this home

St. Augustine

Stunning 5BR/4.5BA 2024-built home offering all the benefits of new construction without the wait, uncertainty, or added expense of the building process! Featuring modern design, premium finishes, and a spacious, thoughtfully designed layout, this home is ideally located in the heart of St. Augustine near SR 312 & 207--just 8 minutes to downtown, 12 minutes to the beach, and 4 miles to I-95. Enjoy multiple versatile flex spaces perfect for a home office, playroom, fitness area, media room, or additional living space to fit your lifestyle. The gorgeous owner's suite features the coveted super shower upgrade, while the first-floor ensuite bedroom provides an ideal setup for multi-generational living, guests, or a private workspace. Situated on a premium homesite backing to conservation land and water, you'll enjoy enhanced privacy, peaceful natural views, abundant wildlife, and the assurance that no future development will be built directly behind you.

Cost to own

Mortgage calculator

Home Price

$579,000

Down Payment: 20%

$115,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,943

Principal & Interest: $2,943

Est. Taxes & Insurance: $736

Estimated Total Monthly

$3,679

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,082

Property taxesest. at asking price, St. Johns County$770

HOAbilled monthly$85

Estimated total, before insurance$3,937/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $592,200 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$521,606	$470,884	—
2024	$90,000	$90,000	—
2023	$35,000	$35,000	—

2025 property taxes (current owner): $6,864/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Price change$579,000−$20,000
Apr 1, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$579,000

Price / Sq Ft$177

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,266

Acres0.13 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Multi Generational, Traditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryOsceola

MiddleMurray

HighPedro Menendez

Community Information

Address50 Sandy Palm Trail, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionRolling Hills

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size5,662.8 sq ft

Parcel Number1027590440

ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street

ViewLake, Protected Preserve, Trees/Woods, Water

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup