This home is in Jacksonville.

Active

Active·110 days on market

12247 Mariposa Avenue

Jacksonville, FL 32256

$1,025,000$317/sqftEst. $5,210/moMLS# 2137567

Beds

Baths

3,234

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Step into the Brooklyn, a versatile two-story home with over 3,000 square feet of thoughtfully designed living space. With 4 bedrooms, 3.5 bathrooms, and a three-car garage, this home offers the perfect blend of comfort, style, and functionality. A welcoming foyer leads to an open-concept living area filled with natural light, seamlessly connecting the living room, kitchen, and dining spaces--ideal for everyday living and entertaining. A flexible room near the entry can serve as a home office, study, or den. The spacious kitchen features a large island, walk-in pantry, and plenty of counter space, with a dining area and nook overlooking the covered lanai. The main-floor master suite offers a private retreat with a large walk-in closet and spa-inspired bath with dual vanities and a walk-in shower. Upstairs, three additional bedrooms surround a central game room, perfect for relaxing or gathering. A covered lanai and three-car garage complete this beautifully designed home.

Cost to own

Mortgage calculator

Home Price

$1,025,000

Down Payment: 20%

$205,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,210

Principal & Interest: $5,210

Est. Taxes & Insurance: $1,302

Estimated Total Monthly

$6,512

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$5,210

Property taxesest. at asking price, Duval County$1,674

HOAbilled annually$79

Estimated total, before insurance$6,963/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History