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Active·118 days on market

8796 Gin Henry Lane

Glen St. Mary, FL 32040

$735,000$468/sqftEst. $3,912/moMLS# 2135852
3
Beds
2
Baths
1,572
Sq Ft
2014
Built
Garage
No
Pool

About this home

Glen St. Mary

Wake to the scent of magnolia blossoms, watch hummingbirds from the porch, and spend evenings overlooking the pond as deer, wild turkey, owls, and other native wildlife pass through. Thoughtfully cared for, this custom Red Cypress log home sits on 10 peaceful acres and features a fenced garden, berry plantings, fruit and nut trees, and endless possibilities for a homestead, hobby farm, or private retreat. Inside, the open-concept living and kitchen area with an eat-in island is perfect for gathering. The spacious owner's suite offers a walk-in shower and walk-in closet, while the loft provides flexible space for an office, guest room, or media room. Enjoy front and back porches surrounded by nature. The property backs to the South Prong of the St. Marys River and also includes a large laundry room, roof approximately 2 years old, whole-house generator, added subpanels, and is move-in ready.

Cost to own

Mortgage calculator

$735,000
$147,000
Loan Term
Monthly Payment
$3,713
Principal & Interest: $3,713
Est. Taxes & Insurance: $928
Estimated Total Monthly
$4,641
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,912
Estimated total, before insurance$3,912/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,925/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 20, 2026Listed$735,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$735,000
Price / Sq Ft$468
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,572
Acres10.86 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleLog
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address8796 Gin Henry Lane, Glen St. Mary, FL 32040
Area503-Baker County-South
SubdivisionGlen St Mary
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size473,061.6 sq ft
Parcel Number103S21000000000132
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePrivate, Well
ParkingAttached Carport, Carport
ViewPond, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Split Bedrooms
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Lot DescriptionAgricultural, Many Trees, Wooded
Patio / PorchCovered, Front Porch, Porch, Rear Porch
RoofMetal
ConstructionLog
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 20, 2026
Days on Market101
Tax Amount$4,924.55
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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