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Active

Active·118 days on market

75639 Bridgewater Drive

Yulee, FL 32097

$385,000$178/sqftEst. $2,049/moMLS# 2135803

Beds

Baths

2,160

Sq Ft

2023

Built

Garage

Pool

About this home

Yulee

ASSUMABLE 4.99% VA Loan Available for Qualified Buyers! Welcome home to this very well maintained 4-bedroom, 2-bath home in River Glen, built in 2023 and featuring a 3 car garage with oversized driveway to match. This home offers an open-concept layout with a spacious living area filled with natural light, flowing seamlessly into the kitchen and dining space. The kitchen features modern cabinetry, stainless steel appliances, and a large island perfect for everyday living and entertaining. A split-bedroom floor plan provides privacy, with a comfortable primary suite offering a walk-in closet and private bath. Enjoy a fully fenced backyard with peaceful water views, perfect for relaxing or hosting. Located in River Glen, residents enjoy a pool, splash park, fitness center, clubhouse, courts, and playgrounds. Convenient to I-95, shopping, dining, Jacksonville, and Amelia Island beaches.

Cost to own

Mortgage calculator

Home Price

$385,000

Down Payment: 20%

$77,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,945

Principal & Interest: $1,945

Est. Taxes & Insurance: $486

Estimated Total Monthly

$2,431

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,049

Property taxesest. at asking price, Nassau County$532

HOAbilled annually$9

Estimated total, before insurance$2,590/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $356,000 in June 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$316,853	$257,150	—
2024	$304,054	$249,054	—
2023	$55,000	$55,000	—
2022	$9,538	$9,538	—

2025 property taxes (current owner): $7,175/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History