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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a pool home in St. Johns County.

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Active

Active·169 days on market

3418 Lands End Drive

St. Augustine, FL 32084

$5,500,000$920/sqftEst. $28,276/moMLS# 2135002
4
Beds
5
Baths
5,978
Sq Ft
1992
Built
3
Garage
Yes
Pool

About this home

St. Augustine

Step through plated double glass doors into a grand foyer with dramatic Italian tile flooring, a crystal chandelier, and a sculptural staircase complemented by an elevator. The first level includes a private secondary primary suite with marble-accented bath and direct proximity to the fully equipped party kitchen--ideal for guests or multi-generational living. A professional-grade home gym with exterior access sits beside a flexible wellness room, offering the perfect opportunity for an infrared sauna. The second floor hosts a chef's kitchen with beautifully restored Ash wood floors, quartz countertops, DuraSupreme cabinetry, Sub-Zero refrigeration, a Wolf 6-burner gas range, and a Galley Chef Series workstation. A cozy sitting area and adjacent decks frame stunning sunrise and sunset views over the Intracoastal Waterway. Also on the second floor is an elegant living and dining spaces which features Ash hardwood floors

Cost to own

Mortgage calculator

$5,500,000
$1,100,000
Loan Term
Monthly Payment
$28,276
Principal & Interest: $28,276
Property taxes (est.): $7,319
Insurance (est.): $3,667
Estimated Total Monthly
$39,261
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$28,276
Property taxesest. at asking price, St. Johns County$7,319
HOAbilled monthly$230
Estimated total, before insurance$35,824/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$20,808/yr · $1,734/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,538,474$1,538,474
2024$1,503,096$1,503,096
2023$1,413,560$1,291,966
2022$1,292,266$1,174,515
2021$1,067,741$1,067,741
2020$1,103,406$1,103,406

2025 property taxes (current owner): $20,808/yr

Estimated taxes if purchased at asking price: ~$87,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer, Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 14, 2026Listed$5,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$5,500,000
Price / Sq Ft$920
Bedrooms4
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage5,978
Acres2.49 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address3418 Lands End Drive, St. Augustine, FL 32084
Area321-North City-St Augustine
SubdivisionCamachee Island Homesites
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size108,464.4 sq ft
Parcel Number1492810050

Amenities

AmenitiesBoat Dock, Boat Slip, Management - Full Time, Management - Off Site, Marina
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer, Septic Tank
Water SourcePublic, Well
ParkingGarage, Garage Door Opener
ViewCreek/Stream, Intracoastal, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
SecurityFire Alarm, Fire Sprinkler System, Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Dock, Fire Pit, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck, Rear Porch
RoofMetal
ConstructionBlock, Concrete, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedMarch 14, 2026
Days on Market236
HOA Fees$230 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$20,808.19
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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