This home is in South Ponte Vedra Beach, Ponte Vedra Beach.

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Active·124 days on market·South Ponte Vedra Beach

2883 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$1,499,900$1196/sqftEst. $7,983/moMLS# 2134773

Beds

Baths

1,254

Sq Ft

1983

Built

—

Garage

Pool

About this home

South Ponte Vedra Beach

Experience a rare oceanfront retreat on an uncrowded stretch of South Ponte Vedra Beach, offering exceptional privacy, sweeping Atlantic views, and direct access to miles of quiet shoreline. Wake to stunning sunrises over the ocean and enjoy a peaceful coastal lifestyle overlooking both the Atlantic and Guana Preserve. Elevated on pilings, the home is designed for effortless indoor-outdoor living, with the kitchen, dining, and living areas opening to a spacious oceanfront deck. A covered lower-level entertaining space and outdoor shower enhance beachside living. The home offers three bedrooms and two baths on the main level, plus a full bath on the ground floor. Extensively updated- including roof, seawall, windows, siding, electrical, plumbing, HVAC, and more- this property offers modern confidence in a timeless setting. Just minutes from historic St. Augustine, this is a true coastal sanctuary where privacy and oceanfront living define the experience.

Cost to own

Mortgage calculator

Home Price

$1,499,900

Down Payment: 20%

$299,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$7,576

Principal & Interest: $7,576

Est. Taxes & Insurance: $1,894

Estimated Total Monthly

$9,471

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,983

Property taxesest. at asking price, St. Johns County$1,996

Estimated total, before insurance$9,979/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,350,000 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,070,913	$1,070,913	—
2025	$70,394	$1,241	—
2024	$1,057,299	$1,057,299	—
2024	$67,770	$502	▲ $2,118
2023	$990,094	$990,094	—
2023	$68,168	$0	—
2022	$849,504	$597,039	—
2022	$49,164	$0	—
2021	$542,763	$542,763	—
2021	$37,804	$0	—
2020	$513,631	$513,631	—
2020	$34,224	$0	▲ $4,550

2025 property taxes (current owner): $16,960/yr

Estimated taxes if purchased at asking price: ~$24,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History