Active·73 days on market
3315 Ridgeview Drive
Green Cove Springs, FL 32043
About this home
Green Cove Springs
VA assumable loan available at 3.25% -- an incredible opportunity for qualified buyers! Beautifully designed 5-bedroom, 2.5-bath home with solar panels and an average electric bill of just $30/month, located in the sought-after Rolling Hills community, just minutes from the toll road ext. The versatile layout features a downstairs bedroom or private office, formal dining space, and a spacious chef's kitchen with eat-in area that flows seamlessly into the large living room. Tile flooring throughout the main level adds style and durability. Upstairs offers a generous flex space, a luxurious primary suite with garden tub, separate shower, and dual walk-in closets, plus three additional bedrooms and a full bath. Upstairs laundry for convenience. Enjoy resort-style amenities including a residents' club, pool, and tennis courts! Exterior of home to be painted in buyer's choice of color (with HOA approval) prior to closing!!!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $439,537 | $439,537 | — |
| 2024 | $432,454 | $432,454 | — |
| 2023 | $422,867 | $416,901 | — |
| 2022 | $379,001 | $379,001 | — |
| 2021 | $294,229 | $218,848 | — |
| 2020 | $276,179 | $215,137 | — |
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,764 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 4, 2026Listed$415,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOVER GIRL PROPERTIES
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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