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Active Under Contract

Active Under Contract·90 days on market

3578 Bradley Creek Parkway

Green Cove Springs, FL 32043

$425,000$182/sqftEst. $2,262/moMLS# 2129965

Beds

Baths

2,335

Sq Ft

2019

Built

Garage

Pool

About this home

Green Cove Springs

This well-maintained home, located in a highly desirable community, is everything you've been looking for. Featuring 4 bedrooms, 2.5 bathrooms, an additional office/flex space, and a spacious 3-car garage, this beautiful home offers both comfort and versatility. Enjoy peaceful outdoor views from your fenced backyard and screened-in patio, perfect for relaxing or entertaining. The home also includes solar panels to help reduce energy costs during the summer months (see attachments for details on the transferable loan). The community offers incredible amenities for the whole family, including a clubhouse, fitness center, resort-style pool with lap lanes, splash park, water-slides, and ball courts, all with low CDD and HOA fees.

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,160

Principal & Interest: $2,160

Est. Taxes & Insurance: $540

Estimated Total Monthly

$2,700

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,262

Property taxesest. at asking price, Clay County$651

HOAbilled annually$10

Estimated total, before insurance$2,923/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$385,638	$276,427	—
2024	$379,493	$267,930	—
2023	$369,692	$258,670	—
2022	$328,700	$249,680	—
2021	$252,756	$190,361	—
2020	$237,043	$140,282	—

2025 property taxes (current owner): $7,338/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,796 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 17, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000

Price / Sq Ft$182

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,335

Acres0.27 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address3578 Bradley Creek Parkway, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionRolling Hills

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size11,761.2 sq ft

Parcel Number27052501010901640

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Playground, Tennis Court(s)

UtilitiesCable Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewPond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Range, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LevelsTwo