This home is in Ponte Vedra Beach.
Active·141 days on market
64 Phillips Avenue
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
MOTIVATED SELLER! An exceptional opportunity to own east of A1A in a highly desirable beachside location. This property offers rare dual access from both Phillips Avenue and A1A, providing added convenience. Situated on an oversized 0.29-acre lot, there is ample room to expand, reimagine, or design the backyard retreat of your dreams -- including space for a pool. Inside, the open floor plan creates an easy flow between living spaces, ideal for everyday living and entertaining. The spacious primary suite features an expansive walk-in closet, while a convenient interior laundry and pantry add practical functionality. Step outside to a fully fenced backyard designed for relaxation, patio space, and a hot tub for unwinding after a day at the beach. Located just moments from the sand and near the prestigious Ponte Vedra Inn & Club, this home offers the perfect blend of comfort, location, and potential. Windows 2015, HVAC 2018, Roof 2019, and Water Heater 2025.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,226,779 | $156,266 | — |
| 2024 | $1,162,914 | $151,155 | — |
| 2023 | $982,716 | $145,296 | — |
| 2022 | $814,865 | $139,608 | — |
| 2021 | $504,099 | $134,085 | — |
| 2020 | $485,905 | $131,543 | — |
2025 property taxes (current owner): $2,639/yr
Estimated taxes if purchased at asking price: ~$17,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,665 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 8, 2026Price change$1,090,000−$59,000
- Feb 26, 2026Listed$1,149,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines