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This home is in St. Augustine.

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Active

Active·148 days on market

7149 Middleton Avenue

St. Augustine, FL 32080

$3,450,000$503/sqftEst. $18,362/moMLS# 2130742
6
Beds
5
Baths
6,864
Sq Ft
2004
Built
3
Garage
Yes
Pool

About this home

St. Augustine

Through the private gated entrance and down the long paver driveway you approach the ultimate waterfront escape that truly stands the test of time. This private estate offers unbeatable sunset views over the Matanzas River, and is a short boat ride to Historic St. Augustine. Off-shore fishing is an easy cruise through the St. Augustine Inlet to the north. The Green Rd. boat ramp enables easy access to drop off and pick up when trailering your boat. Convenient beach access and a new cross walk at A1A means you can take the short walk to Crescent Beach any time you want. This grand Mediterranean, concrete block home with no HOA and sits on over three quarters of an acre (.82 acres). This home boasts nearly 7,000sf, 6 bedrooms, 5.5 bathrooms and a grand motor court that leads to a private three-car garage. The curved travertine staircase leads to impressive mahogany double front doors. Upon entering, you will immediately notice the scale of the great room with 20 foot ceilings

Cost to own

Mortgage calculator

$3,450,000
$690,000
Loan Term
Monthly Payment
$17,536
Principal & Interest: $17,536
Est. Taxes & Insurance: $4,384
Estimated Total Monthly
$21,920
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$18,362
Property taxesest. at asking price, St. Johns County$4,591
Estimated total, before insurance$22,953/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $2,675,000 in January 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$2,283,754$2,168,004
2024$2,216,529$2,106,196
2023$2,232,898$1,474,400
2022$1,893,121$1,430,000
2021$1,436,893$1,386,893
2020$1,871,832$1,503,651

2025 property taxes (current owner): $29,818/yr

Estimated taxes if purchased at asking price: ~$55,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Feb 18, 2026Listed$3,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,450,000
Price / Sq Ft$503
Bedrooms6
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage6,864
Total Structure Area10,070 sq ft
Acres0.82 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryW. D. Hartley
MiddleGamble Rogers
HighPedro Menendez

Community Information

Address7149 Middleton Avenue, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionTaylor & Stayton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size35,719.2 sq ft
Lot Dimensions105.63ft x 345.42ft
Parcel Number1810600000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewBridge(s), Intracoastal, Protected Preserve, River

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories3
LevelsThree Or More
SecuritySecurity Gate
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Boat Lift, Dock, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingFenced, Block, Full, Wrought Iron
RoofTile
ConstructionBlock, Concrete, Stucco
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedFebruary 18, 2026
Days on Market128
Tax Amount$29,818.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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