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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·195 days on market

4810 Windrush Lane C-4-A

Jacksonville, FL 32217

$157,900$102/sqftEst. $812/moMLS# 2130481
3
Beds
2
Baths
1,550
Sq Ft
1973
Built
Garage
No
Pool

About this home

Jacksonville

PRICE CHANGE bring all offers!!Newest listing in Wilshire Condo--don't miss out! This light-filled 3BR/2.5 BA end-unit offers comfortable, low-maintenance living in a prime location. Freshly painted throughout, with all bedrooms conveniently located on the second floor. The open-concept kitchen features ample counter space and storage, flows seamlessly into the separate dining area, and includes all appliances--washer and dryer included. Enjoy your private back patio, perfect for morning coffee or relaxing evenings. Community amenities include a pool, tennis court, playground, and picnic area. Ideally located near dining and shopping at Brierwood Village. Perfect for first-time buyers, downsizers, or investors--schedule your showing today!The seller is highly motivated --don't miss this opportunity! Nestled in a friendly, well-maintained community, this home is ready for you. Make it yours today!

Cost to own

Mortgage calculator

$157,900
$31,580
Loan Term
Monthly Payment
$812
Principal & Interest: $812
Property taxes (est.): $258
Insurance (est.): $105
Estimated Total Monthly
$1,175
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$812
Property taxesest. at asking price, Duval County$258
HOAbilled monthly$510
Estimated total, before insurance$1,580/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,478/yr · $206/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$138,000$138,000
2024$138,000$32,177
2023$138,000$29,784
2022$100,500$27,461
2021$81,000$25,205
2020$75,500$25,000

2025 property taxes (current owner): $2,478/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 12, 2026Price change$157,900$11,000
  • Feb 17, 2026Listed$168,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$157,900
Price / Sq Ft$102
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,550
Acres0.04 acres
Year Built1973
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address4810 Windrush Lane C-4-A, Jacksonville, FL 32217
Area012-San Jose
SubdivisionWilshire
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size1,742.4 sq ft
Parcel Number1483200640
ZoningCondominium

Amenities

AmenitiesPool, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories2
LaundryElectric Dryer Hookup
Spa FeaturesIn Ground, Community

Exterior

Patio / PorchPatio, Rear Porch
FencingBack Yard, Wood
ConstructionBrick, Frame
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 17, 2026
Days on Market176
HOA Fees$509.95 / Monthly
HOA FrequencyMonthly
Tax Amount$2,477.68
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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