This home is in Jacksonville.

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Active

Active·189 days on market

4823 Windrush Lane C-3-F

Jacksonville, FL 32217

$160,000$103/sqftEst. $852/moMLS# 2124246

Beds

Baths

1,550

Sq Ft

1973

Built

—

Garage

Pool

About this home

Jacksonville

Beautiful large Corner Unit, tennis court on the front of the unit and Park view from the Principal bedroom with patio. On the 2nd floor all 3 bedroom laminated with 2 bathroom ceramic on the first floor one half bathroom and all floor tile updated with washer and dryer this unit must see it won't last.

Cost to own

Mortgage calculator

Home Price

$160,000

Down Payment: 20%

$32,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$813

Principal & Interest: $813

Est. Taxes & Insurance: $203

Estimated Total Monthly

$1,017

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$852

Property taxesest. at asking price, Duval County$261

HOAbilled monthly$510

Estimated total, before insurance$1,623/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$138,000	$118,592	—
2024	$138,000	$107,811	—
2023	$138,000	$98,010	—
2022	$100,500	$89,100	—
2021	$81,000	$81,000	—
2020	$75,500	$75,500	—

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History