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Active

Active·169 days on market

335 Arora Boulevard

Orange Park, FL 32073

$298,590$184/sqftEst. $1,522/moMLS# 2130352

Beds

Baths

1,626

Sq Ft

1964

Built

—

Garage

Pool

About this home

Orange Park

Welcome home to Orange Park! Dual Master Suites: This home features two primary bedrooms, each with its own full bathroom. Bonus Room: Located at the back of the home, this oversized flex space is ready to become your dream home theater, massive family-room or the ultimate hobby lounge. Modern Upgrades (2023): Move in with total peace of mind! The home features a new roof and a complete remodel finished just three years ago, plenty of storage and a panty. The kitchen is equipped with a brand-new microwave, has LVP flooring throughout and a unique half circle driveway. Conveniently located near the I-295 beltway, Orange park mall, restaurants, local shopping and entertainment. House pictures staged with AI. Real estate agent is also the property owner.

Cost to own

Mortgage calculator

Home Price

$298,590

Down Payment: 20%

$59,718

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,522

Principal & Interest: $1,522

Property taxes (est.): $458

Insurance (est.): $199

Estimated Total Monthly

$2,179

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,522

Property taxesest. at asking price, Clay County$458

Estimated total, before insurance$1,980/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,107/yr · $176/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $269,000 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$239,989	$104,072	—
2024	$237,083	$100,432	—
2023	$267,170	$177,788	—
2022	$226,008	$175,508	—
2021	$105,849	$105,849	—
2020	$98,853	$96,280	—

2025 property taxes (current owner): $2,107/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,375 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History