This home is in Metropolitan Condos, Jacksonville Beach.
Active·198 days on market·Metropolitan Condos
320 1st Street 810
Jacksonville Beach, FL 32250
About this home
Metropolitan Condos
.Seller Financing available terms apply. Rarely does a 4BR/3 1/2 BA come on the market with gorgeous Ocean Views in Jax Beach! The moment you walk in you are greeted with Soaring Ceilings & loads of windows with views of the Atlantic Ocean. The whole interior has been painted a very crisp white. Oversized Dining room great for those family gatherings. Updated Gorgeous Kitchen with tons of Custom Cabinetry, New Quartz Counters, Tile Back splash & new SS Appliances. This is a Chefs Delight! Kitchen overlooks the family/dining room & more Ocean Views. 3 Additional BR''s are in front of the Condo (1 is currently used as an office.) Oversized Storage unit & and 2 covered spaces in the garage. Roof top amenity to watch the Fireworks and The Blue Angels
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,156,000 | $627,669 | — |
| 2024 | $1,208,000 | $609,273 | — |
| 2023 | $1,061,000 | $590,071 | — |
| 2022 | $947,000 | $571,429 | ▲ $127,000 |
| 2021 | $678,500 | $553,330 | — |
| 2020 | $595,000 | $545,000 | — |
2025 property taxes (current owner): $11,741/yr
Estimated taxes if purchased at asking price: ~$23,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Public water (record)
Municipal drinking water per the county inventory.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,692 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 23, 2026Price change$1,195,000−$800,000
- Jul 23, 2026Price change$1,995,000+$750,000
- Feb 12, 2026Listed$1,245,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Metropolitan Condos
Metropolitan Condos is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Metropolitan Condos homes for sale →Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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