This home is in St. Augustine.
Active·163 days on market
1341 River City Street
St. Augustine, FL 32092
About this home
St. Augustine
Located on a quiet cul-de-sac in the sought-after Heritage Landing section of World Golf Village, this 5-bedroom, 3-bath home offers over 3,000 sq ft of flexible living space. The first floor features rich wood flooring, a spacious living and dining area, and a welcoming family room with gas fireplace and shiplap accent wall overlooking a fenced backyard—perfect for entertaining or relaxing by a fire pit. The updated kitchen includes granite countertops, stainless steel appliances, center island, and walk-in pantry. A first-floor bedroom and full bath provide ideal guest or office space, along with a custom mudroom and large laundry room. Upstairs you'll find additional bedrooms and a generous primary suite with tray ceiling, spa-style bath, garden tub, walk-in shower, and oversized closet. Enjoy community amenities including pools, clubhouse, sports courts, and top-rated St. Johns County schools.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $403,878 | $218,651 | — |
| 2024 | $421,426 | $211,781 | — |
| 2023 | $425,120 | $204,156 | — |
| 2022 | $396,944 | $196,753 | — |
| 2021 | $269,005 | $189,566 | — |
| 2020 | $254,996 | $186,258 | — |
2025 property taxes (current owner): $5,820/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,770 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Feb 3, 2026Listed$449,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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