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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·204 days on market

1294 Ingleside Avenue

Jacksonville, FL 32205

$540,000$328/sqftEst. $2,776/moMLS# 2128237
4
Beds
2
Baths
1,645
Sq Ft
1936
Built
2
Garage
No
Pool

About this home

Jacksonville

RARE DOUBLE CORNER LOT in the heart of Avondale, complete with a detached two-car garage and fully fenced yard. This expansive lot offers exceptional flexibility, with the potential to subdivide and build an additional home, or alternatively add another structure without subdividing. The 4-bedroom, 2-bath home features oversized bedrooms, a dedicated laundry room, and a cozy fireplace anchoring the living space. Major systems have been thoughtfully updated, including a new roof (2019), HVAC system (2021) & water heater (2024). Recent upgrades include newer interior and exterior paint completed within the last three years, added decks for outdoor enjoyment, new garage doors with updated lifts, and a hallway bath converted into a true primary bathroom. Primary bathroom was fully renovated in 2025. Additional improvements include spray foam insulation in the attic, an encapsulated crawl space with pump, and foundation stabilization with piers for long-term. Owner/Agents

Cost to own

Mortgage calculator

$540,000
$108,000
Loan Term
Monthly Payment
$2,776
Principal & Interest: $2,776
Property taxes (est.): $882
Insurance (est.): $360
Estimated Total Monthly
$4,018
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,776
Property taxesest. at asking price, Duval County$882
Estimated total, before insurance$3,658/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,458/yr · $538/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $445,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$443,389$333,198
2024$437,019$323,101
2023$417,365$367,365
2022$408,937$55,565
2021$311,065$52,491
2020$303,212$48,647

2025 property taxes (current owner): $6,458/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,588 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 11, 2026Price change$540,000$10,000
  • Jul 27, 2026Price change$550,000$15,000
  • Jul 12, 2026Price change$565,000$10,000
  • Feb 6, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$540,000
Price / Sq Ft$328
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,645
Acres0.28 acres
Year Built1936
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryFishweir
MiddleLake Shore
HighRiverside

Community Information

Address1294 Ingleside Avenue, Jacksonville, FL 32205
Area032-Avondale
SubdivisionMetes & Bounds
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size12,196.8 sq ft
Parcel Number0922540000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot, Historic Area
Patio / PorchAwning(s), Front Porch, Porch, Screened, Side Porch
FencingFull, Wrought Iron
RoofShingle
ConstructionWood Siding
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedFebruary 7, 2026
Days on Market192
Tax Amount$6,458.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GAILEY ENTERPRISES LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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