This home is in Jacksonville.

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Active

Active·159 days on market

1294 Ingleside Avenue

Jacksonville, FL 32205

$565,000$343/sqftEst. $3,007/moMLS# 2128237

Beds

Baths

1,645

Sq Ft

1936

Built

Garage

Pool

About this home

Jacksonville

RARE DOUBLE CORNER LOT in the heart of Avondale, complete with a detached two-car garage and fully fenced yard. This expansive lot offers exceptional flexibility, with the potential to subdivide and build an additional home, or alternatively add another structure without subdividing. The 4-bedroom, 2-bath home features oversized bedrooms, a dedicated laundry room, and a cozy fireplace anchoring the living space. Major systems have been thoughtfully updated, including a new roof (2019), HVAC system (2021) & water heater (2024). Recent upgrades include newer interior and exterior paint completed within the last three years, added decks for outdoor enjoyment, new garage doors with updated lifts, and a hallway bath converted into a true primary bathroom. Primary bathroom was fully renovated in 2025. Additional improvements include spray foam insulation in the attic, an encapsulated crawl space with pump, and foundation stabilization with piers for long-term. Owner/Agents

Cost to own

Mortgage calculator

Home Price

$565,000

Down Payment: 20%

$113,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,854

Principal & Interest: $2,854

Est. Taxes & Insurance: $713

Estimated Total Monthly

$3,567

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,007

Property taxesest. at asking price, Duval County$923

Estimated total, before insurance$3,930/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $445,000 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$443,389	$333,198	—
2024	$437,019	$323,101	—
2023	$417,365	$367,365	—
2022	$408,937	$55,565	—
2021	$311,065	$52,491	—
2020	$303,212	$48,647	—

2025 property taxes (current owner): $6,458/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,588 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History