This home is in Entrada, St. Augustine.

1 / 59

Active

Active·174 days on market·Entrada

266 Caminha Road

St. Augustine, FL 32084

$375,000$168/sqftEst. $1,996/moMLS# 2126418

Beds

Baths

2,231

Sq Ft

2021

Built

Garage

Pool

About this home

Entrada

Waterfront Serenity & Community Charm Welcome to this Entrada, a community that perfectly captures the friendly, active spirit of St. Augustine. Peaceful Waterfront Living One of the most special features of this property is its prime waterfront lot. The backyard opens up to a tranquil pond, providing a sense of openness and privacy that ''back-to-back'' lots simply can't offer. It's a peaceful backdrop for your morning coffee or a quiet evening on the patio, allowing you to enjoy the natural beauty of the Florida landscape right from your windows. Still plenty of room for an in-ground and ready with a natural gas line for an outdoor kitchen or fire-pit. This 2021-built residence has been exceptionally well-loved and meticulously cared for, offering that ''new home'' feel with the added warmth of a space that has been truly appreciated by its owner. The heart of the owner's suite is designed for relaxation. In a world that's always moving, this ensuite offers a dedicated place to

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,906

Principal & Interest: $1,906

Est. Taxes & Insurance: $477

Estimated Total Monthly

$2,383

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,996

Property taxesest. at asking price, St. Johns County$499

HOAbilled annually$17

Estimated total, before insurance$2,512/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$312,400	$261,678	—
2024	$347,750	$274,460	—
2023	$315,010	$265,010	—
2022	$318,345	$268,345	—
2021	$50,000	$50,000	—

2025 property taxes (current owner): $6,975/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 23, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000

Price / Sq Ft$168

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,231

Acres0.15 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesSouthwest

School Information

ElementaryWebster

MiddleMurray

HighSt. Augustine

Community Information

Address266 Caminha Road, St. Augustine, FL 32084

Area337-Old Moultrie Rd/Wildwood

SubdivisionEntrada

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size6,534 sq ft

Lot Dimensions50 x 130

Parcel Number1011810400

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Off Street

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Laminate

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity System Leased, Smoke Detector(s)