This home is in Turtle Shores, Ponte Vedra Beach.

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Active

Active·196 days on market·Turtle Shores

1200 Lake Cove Court

Ponte Vedra Beach, FL 32082

$575,000$328/sqftEst. $3,060/moMLS# 2121460

Beds

Baths

1,755

Sq Ft

2002

Built

Garage

Pool

About this home

Turtle Shores

(OPEN HOUSE SAT. 7/11 1-3) Located in the sought after beach community of Turtle Shores in S. Ponte Vedra Beach FL. A gated community with a Low HOA and beach access under A1A through the Turtle Tunnel. This beach community has a cul-de-sac design that provides a feeling of peace and quiet to all. This home is priced to allow you to make the upgrades needed with your own personal touch. One level living and WHEELCHAIR ACCESABLE are just some of the features of this 4 bedroom / 2 bath, home. The homes Vaulted ceilings, dining and breakfast area, open great room and screened Lanai all add to its potential. The community boast: Tennis courts, Pool, Hot tub, Clubhouse, Fitness room and Playground. New AC in 2025 - Roof replaced in 2017 Whole House Water Softener and Reverse Osmosis filtration in kitchen. Appliances convey.

Cost to own

Mortgage calculator

Home Price

$575,000

Down Payment: 20%

$115,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,923

Principal & Interest: $2,923

Est. Taxes & Insurance: $731

Estimated Total Monthly

$3,653

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,060

Property taxesest. at asking price, St. Johns County$765

HOAbilled monthly$194

Estimated total, before insurance$4,020/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$514,338	$225,624	—
2024	$514,322	$218,558	—
2023	$488,438	$210,736	—
2022	$446,415	$203,142	—
2021	$339,032	$195,769	—
2020	$323,163	$192,376	—

2025 property taxes (current owner): $3,547/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 2, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000

Price / Sq Ft$328

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,755

Acres0.15 acres

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesWest

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address1200 Lake Cove Court, Ponte Vedra Beach, FL 32082

Area264-South Ponte Vedra Beach

SubdivisionTurtle Shores

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size6,534 sq ft

Parcel Number1421461900

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Gated, Management - Off Site, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Off Street

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms

AppliancesOther, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer, Water Softener Owned

HeatingHeat Pump

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Spa FeaturesPrivate