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This home is in The Overlook Condos, Jacksonville.

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Active

Active·246 days on market·The Overlook Condos

10550 Baymeadows Road 507

Jacksonville, FL 32256

$169,900$162/sqftEst. $904/moMLS# 2117642
2
Beds
2
Baths
1,050
Sq Ft
1999
Built
Garage
No
Pool

About this home

The Overlook Condos

WOW!!! WHAT A DEAL!!! YOU HAVE TO LIVE IN THIS PRESTIGIOUS, LUXURY HOME THAT OFFERS EVERYTHING YOU WISH FOR!!! Welcome to The Overlook at Baymeadows—a desirable gated community offering comfort, convenience, and low-maintenance living. This spacious second-floor condo features 2 bedrooms, 2 full bathrooms, a smart split floor plan, and peaceful lake views. Step inside to find a bright, open interior with large windows, neutral décor, and beautiful tile flooring throughout. The primary suite offers a generous walk-in closet and an en suite bath with a tiled shower. The second bedroom is positioned for privacy and also features its own walk-in closet—perfect for guests, a roommate, or a home office setup. Enjoy the outdoors year-round from the screened patio overlooking the lake, ideal for morning coffee or relaxing after a long day. This home provides enhanced privacy and natural light. Recent updates include: • New HVAC (2021) • New kitchen appliances (2022) • New washer & dryer

Cost to own

Mortgage calculator

$169,900
$33,980
Loan Term
Monthly Payment
$864
Principal & Interest: $864
Est. Taxes & Insurance: $216
Estimated Total Monthly
$1,079
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$904
Property taxesest. at asking price, Duval County$277
HOAbilled monthly$445
Estimated total, before insurance$1,627/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$160,000$93,923 $4,000
2024$156,000$90,569
2023$156,000$86,475
2022$132,500$82,500
2021$106,000$106,000
2020$106,000$106,000

2024 property taxes (current owner): $1,797/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,589 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Nov 12, 2025Listed$169,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$169,900
Price / Sq Ft$162
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,050
Year Built1999
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

Community Information

Address10550 Baymeadows Road 507, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionThe Overlook
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677586340

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management- On Site, Trash
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport, Guest, Parking Lot
ViewPond
Waterfront TypePond

Interior

Interior FeaturesSplit Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 13, 2025
Days on Market199
HOA Fees$445 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash
Tax Amount$1,797.1
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About The Overlook Condos

The Overlook Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all The Overlook Condos homes for sale →

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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