This home is in The Overlook Condos, Jacksonville — a waterfront home in Jacksonville.
Active·291 days on market·The Overlook Condos
10550 Baymeadows Road 507
Jacksonville, FL 32256
About this home
The Overlook Condos
WOW!!! WHAT A DEAL!!! YOU HAVE TO LIVE IN THIS PRESTIGIOUS, LUXURY HOME THAT OFFERS EVERYTHING YOU WISH FOR!!! Welcome to The Overlook at Baymeadows—a desirable gated community offering comfort, convenience, and low-maintenance living. This spacious second-floor condo features 2 bedrooms, 2 full bathrooms, a smart split floor plan, and peaceful lake views. Step inside to find a bright, open interior with large windows, neutral décor, and beautiful tile flooring throughout. The primary suite offers a generous walk-in closet and an en suite bath with a tiled shower. The second bedroom is positioned for privacy and also features its own walk-in closet—perfect for guests, a roommate, or a home office setup. Enjoy the outdoors year-round from the screened patio overlooking the lake, ideal for morning coffee or relaxing after a long day. This home provides enhanced privacy and natural light. Recent updates include: • New HVAC (2021) • New kitchen appliances (2022) • New washer & dryer
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $160,000 | $93,923 | ▲ $4,000 |
| 2024 | $156,000 | $90,569 | — |
| 2023 | $156,000 | $86,475 | — |
| 2022 | $132,500 | $82,500 | — |
| 2021 | $106,000 | $106,000 | — |
| 2020 | $106,000 | $106,000 | — |
2024 property taxes (current owner): $1,797/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,589 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Nov 12, 2025Listed$169,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About The Overlook Condos
The Overlook Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.
View all The Overlook Condos homes for sale →Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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