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Active

Active·57 days on market

3613 Crazy Horse Trail

St. Augustine, FL 32086

$739,000$349/sqftEst. $3,933/moMLS# 2113373
3
Beds
2
Baths
2,119
Sq Ft
1978
Built
2
Garage
Yes
Pool

About this home

St. Augustine

Welcome to prairie creek, voted the best neighborhood in St. Augustine. This exceptional three bedroom, two bathroom home sits majestically on a full acre of beautifully maintained property, offering the perfect blend of spacious living and natural tranquility. Backing up to the river and large preserve ensuring no future building. Step inside this thoughtfully designed open floor plan with 2,119 square feet and discover a space that has been completely updated throughout. New roof, new AC, updated pool, new plumbing including water filtration, softener and a tankless gas hot water heater. Enjoy the heart of the home in the spacious remodeled gourmet kitchen with plenty of counter space, storage and a butlers pantry to keep everything organized. With lots of tasteful upgrades, including the under lite italian marble countertops, upgraded cabinets with pull-outs, a gas range featuring air fly technology, large hood vent, pot filler and all new black stainless appliance

Cost to own

Mortgage calculator

$739,000
$147,800
Loan Term
Monthly Payment
$3,756
Principal & Interest: $3,756
Est. Taxes & Insurance: $939
Estimated Total Monthly
$4,695
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,933
Property taxesest. at asking price, St. Johns County$983
HOAbilled monthly$196
Estimated total, before insurance$5,113/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$349,019$349,019
2024$434,065$163,208
2023$452,925$156,998
2022$420,581$150,969
2021$291,620$145,116
2020$272,929$142,422

2024 property taxes (current owner): $2,433/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,484 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 20, 2026Listed$739,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$739,000
Price / Sq Ft$349
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,119
Total Structure Area3,225 sq ft
Acres1.02 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

ElementaryOtis A. Mason
MiddleGamble Rogers
HighPedro Menendez

Community Information

Address3613 Crazy Horse Trail, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionPrairie Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size44,431.2 sq ft
Parcel Number1368020040

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingGarage Door Opener
ViewRiver, Trees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Gas Range, Gas Water Heater, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked, Water Softener Owned
HeatingElectric
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Screened
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 20, 2026
Days on Market101
HOA Fees$196 / Monthly
HOA FrequencyMonthly
Tax Amount$2,433
Tax Year2024
Listing TermsOther
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOMECOIN.COM

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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