Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Active

Active·102 days on market

3613 Crazy Horse Trail

St. Augustine, FL 32086

$735,900$347/sqftEst. $3,783/moMLS# 2113373

Beds

Baths

2,119

Sq Ft

1978

Built

Garage

Yes

Pool

About this home

St. Augustine

Welcome to prairie creek, voted the best neighborhood in St. Augustine. This exceptional three bedroom, two bathroom home sits majestically on a full acre of beautifully maintained property, offering the perfect blend of spacious living and natural tranquility. Backing up to the river and large preserve ensuring no future building. Step inside this thoughtfully designed open floor plan with 2,119 square feet and discover a space that has been completely updated throughout. New roof, new AC, updated pool, new plumbing including water filtration, softener and a tankless gas hot water heater. Enjoy the heart of the home in the spacious remodeled gourmet kitchen with plenty of counter space, storage and a butlers pantry to keep everything organized. With lots of tasteful upgrades, including the under lite italian marble countertops, upgraded cabinets with pull-outs, a gas range featuring air fly technology, large hood vent, pot filler and all new black stainless appliance

Cost to own

Mortgage calculator

Home Price

$735,900

Down Payment: 20%

$147,180

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,783

Principal & Interest: $3,783

Property taxes (est.): $979

Insurance (est.): $491

Estimated Total Monthly

$5,253

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,783

Property taxesest. at asking price, St. Johns County$979

HOAbilled monthly$196

Estimated total, before insurance$4,959/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,433/yr · $203/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$349,019	$349,019	—
2024	$434,065	$163,208	—
2023	$452,925	$156,998	—
2022	$420,581	$150,969	—
2021	$291,620	$145,116	—
2020	$272,929	$142,422	—

2024 property taxes (current owner): $2,433/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,484 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 14, 2026Price change$735,900−$3,100
May 20, 2026Listed$739,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$735,900

Price / Sq Ft$347

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,119

Total Structure Area3,225 sq ft

Acres1.02 acres

Year Built1978

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

School Information

ElementaryOtis A. Mason

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address3613 Crazy Horse Trail, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionPrairie Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size44,431.2 sq ft

Parcel Number1368020040

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected, Propane

SewerSeptic Tank

Water SourceWell

ParkingGarage Door Opener

ViewRiver, Trees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesConvection Oven, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Gas Range, Gas Water Heater, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked, Water Softener Owned

HeatingElectric

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

Window FeaturesSkylight(s)

SecuritySmoke Detector(s)