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This home is in The Plantation, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Active

Active·338 days on market·The Plantation

105 Indigo Run

Ponte Vedra Beach, FL 32082

$4,150,000$603/sqftEst. $21,335/moMLS# 2110408

Beds

Baths

6,886

Sq Ft

2005

Built

Garage

Yes

Pool

About this home

The Plantation

Tucked away in the prestigious Plantation Club at Ponte Vedra Beach, this estate captures the essence of resort living at home. A rare four-car garage sets the stage for grandeur accompanied by a True Hip Roof design suggesting a lower insurance. While inside, every detail has been thoughtfully remodeled (to include a 2026 Sub-zero refrigerator)with modern elegance and timeless sophistication. Beyond the doors, a private oasis awaits--an expansive screened pool and entertainment pavilion with a stunning summer kitchen, designed for evenings of al fresco dining and lively gatherings. Wine enthusiasts will delight in two exquisite wine cellars, perfect for curating and savoring a personal collection. Nestled on a serene cul-de-sac, this home provides seclusion without sacrificing convenience, just minutes from fine dining, boutique shopping, and the world-renowned fairways of TPC Sawgrass. Here, luxury is not just a feature--it's a lifestyle.

Cost to own

Mortgage calculator

Home Price

$4,150,000

Down Payment: 20%

$830,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$21,335

Principal & Interest: $21,335

Property taxes (est.): $5,522

Insurance (est.): $2,767

Estimated Total Monthly

$29,624

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$21,335

Property taxesest. at asking price, St. Johns County$5,522

HOAbilled monthly$1,902

Estimated total, before insurance$28,759/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$10,736/yr · $895/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$2,907,137	$849,890	—
2024	$2,810,951	$825,230	—
2023	$2,812,776	$799,738	—
2022	$1,956,254	$774,988	—
2021	$1,301,081	$750,959	—
2020	$1,201,835	$739,900	—

2024 property taxes (current owner): $10,736/yr

Estimated taxes if purchased at asking price: ~$66,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 25, 2025Listed$4,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$4,150,000

Price / Sq Ft$603

Bedrooms5

Bathrooms5.00

Full Baths4

Half Baths2

Square Footage6,886

Acres0.65 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages4

Has PoolYes

Pool FeaturesIn Ground, Salt Water, Screen Enclosure

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address105 Indigo Run, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size28,314 sq ft

Parcel Number0669111129

Amenities

AmenitiesBeach Access, Clubhouse, Fitness Center, Gated, Golf Course, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewCreek/Stream

Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringMarble, Tile, Wood

FireplaceYes

# of Fireplaces2

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup

Security24 Hour Security, Gated with Guard, Security Gate

Spa FeaturesIn Ground