This home is in Sawmill Landing, St. Augustine.
Active·307 days on market·Sawmill Landing
148 Sawmill Forest Court
St. Augustine, FL 32086
About this home
Sawmill Landing
Assumable VA mortgage available for this move-in ready 3-bedroom, 2-bath home located in the desirable Sawmill Forest community of St. Augustine. This thoughtfully designed residence offers an open-concept layout with a spacious living area that flows into the dining space and updated kitchen, complete with stainless steel appliances, ample cabinetry, and a breakfast bar. The primary suite features a walk-in closet and ensuite bath with dual vanities, soaking tub, and separate shower. Enjoy relaxing on the screened lanai overlooking a large, fenced backyard perfect for entertaining, gardening, or play.Ideally located just minutes from historic downtown St. Augustine, top-rated schools, shopping, dining, and beautiful beaches, this home offers the perfect blend of comfort and convenience. Don't miss the opportunity to make this well-maintained property your own! New washer, dryer, range and refrigerator not in photos. Cul de Sac location with community playground
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $276,133 | $213,378 | — |
| 2024 | $267,326 | $206,657 | — |
| 2023 | $292,268 | $199,182 | — |
| 2022 | $241,924 | $191,924 | — |
| 2021 | $50,000 | $50,000 | — |
| 2020 | $52,250 | $52,250 | — |
2024 property taxes (current owner): $2,990/yr
Estimated taxes if purchased at asking price: ~$5,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,783 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Sep 12, 2025Listed$359,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Sawmill Landing
Sawmill Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32086.
View all Sawmill Landing homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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