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This home is in Jacksonville.

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Active

Active·78 days on market

9823 Tapestry Park Circle 102

Jacksonville, FL 32246

$389,900$161/sqftEst. $2,004/moMLS# 2098121

Beds

Baths

2,423

Sq Ft

2008

Built

Garage

Pool

About this home

Jacksonville

Rare two story condo in the heart of Tapestry Park, one of Jacksonville's most walkable live work play communities. A dramatic two story wall of windows and soaring 20 foot ceilings in the living room create an atmosphere that is both impressive and unmistakably luxurious, rare for any condo at any price. Hardwood floors, crown molding, and abundant natural light throughout. The kitchen features granite counters, stainless steel appliances, 42 inch cabinets, tile backsplash, and under cabinet lighting. Main level bedroom and full bath open to a wrap around screened terrace. Upstairs, two spacious suites each include a private bath and walk in closet, with access to a second wrap around screened terrace with water and treetop views. Step outside your door and you are above Dolce Vita and steps from III Forks Steakhouse. Full size washer and dryer in unit. Detached one car garage included. Freshly painted and move in ready.

Cost to own

Mortgage calculator

Home Price

$389,900

Down Payment: 20%

$77,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,004

Principal & Interest: $2,004

Property taxes (est.): $637

Insurance (est.): $260

Estimated Total Monthly

$2,901

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,004

Property taxesest. at asking price, Duval County$637

HOAbilled monthly$367

Estimated total, before insurance$3,008/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,427/yr · $452/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$317,000	$317,000	—
2024	$317,000	$308,126	—
2023	$355,000	$280,115	—
2022	$295,000	$254,650	—
2021	$231,500	$231,500	—
2020	$231,500	$231,500	—

2025 property taxes (current owner): $5,427/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Price change$389,900−$4,100
Jun 14, 2026Listed$394,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,900

Price / Sq Ft$161

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,423

Year Built2008

TypeResidential

Sub-TypeCondominium

StyleContemporary

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

MiddleTwin Lakes Academy

HighEnglewood

Community Information

Address9823 Tapestry Park Circle 102, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionTapestry Park

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Parcel Number1479801535

ZoningCondominium

Amenities

AmenitiesNone, Trash

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingDetached, Garage, Garage Door Opener, On Street, Parking Lot, Unassigned

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked

HeatingCentral

CoolingCentral Air, Zoned

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Fire Alarm, Fire Sprinkler System, Firewall(s), Smoke Detector(s)