This home is in Jacksonville.
Active·303 days on market
1580 Hamilton Street
Jacksonville, FL 32210
About this home
Jacksonville
Feels Like a Brand-New Build Without the Price Tag! Get $5,000 toward your closing costs with an acceptable offer serious savings on a home that's already a steal. This completely renovated 2-bedroom, 1-bath home is 2025 fresh featuring a new roof, HVAC, water heater, electrical panel, updated plumbing, brand-new stainless steel appliances, and a full laundry setup. Nothing left to do but move in. Modern finishes flow throughout a bright, open layout, and outside you'll find a fully fenced backyard sitting on almost ¼ acre perfect for entertaining, pets, or simply having your own space to breathe. Ideal for first-time buyers, small families, or investors seeking a low-maintenance rental, this home delivers modern comfort without the new construction price. Homes this upgraded and affordable don't come around often and they don't last. Book your showing today before it's gone.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $56,206 | $56,206 | — |
| 2024 | $83,744 | $71,375 | ▲ $8,020 |
| 2023 | $77,397 | $64,887 | — |
| 2022 | $75,056 | $58,989 | — |
| 2021 | $59,249 | $53,627 | — |
| 2020 | $50,334 | $48,752 | — |
2024 property taxes (current owner): $1,535/yr
Estimated taxes if purchased at asking price: ~$4,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 1922)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~979 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Nov 2, 2025Listed$205,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Lake Shore
Active Under Contract$210,000MLS# 2146583Est. $1,118/mo4762 Cambridge Road, Jacksonville, FL 322104 Beds2 Baths1,526 sqftStep inside this charming home filled with warmth, character, and endless potential. Gleaming hardwood floors, elegant…
ResidentialDOGWOOD REALTY
Active Under Contract$234,999MLS# 2143811Est. $1,251/mo5226 Palmer Avenue, Jacksonville, FL 322103 Beds2 Baths1,571 sqftWelcome to 5226 Palmer Ave, a charming Lakeshore-area home offering character, comfort, and everyday functionality in…
ResidentialFLORIDA HOMES REALTY & MTG LLC
Active$250,000MLS# 2139489Est. $1,331/mo5106 Appleton Avenue, Jacksonville, FL 322103 Beds2 Baths1,515 sqftMotivate Seller in Lake Shore location, fully renovated and move-in ready! This unique property offers two charming…
ResidentialORCHARD BROKERAGE LLC
For Rent$1,500/moMLS# 21599981580 Hamilton Street, Jacksonville, FL 322102 Beds1 Baths816 sqft**LIKE NEW and move-in ready!** Welcome to **1580 Hamilton Street**, where fresh updates, modern finishes, and…
Residential LeaseUNITED REAL ESTATE GALLERY
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines