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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a gated community home in St. Johns County.

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Active

Active·337 days on market

264 Holly Landing Way

St. Augustine, FL 32092

$739,990$222/sqftEst. $3,804/moMLS# 2079099
5
Beds
4
Baths
3,329
Sq Ft
2023
Built
3
Garage
No
Pool

About this home

St. Augustine

Welcome to Johns Island, home to SilverLeaf's premier gated communities and beautifully appointed residences such as the DreamFinders Boca II. Set on a preserve lot, find the privacy, room, and comfort you crave in this amply spaced 5 bed, 4 full bath, with separate office intelligent design. Peaceful french door ladened office perfectly sequestered at the front of the home. Entertain in style or host casual dinners under the soaring ceilings of the dining room. Relax and unwind in the spacious living room overlooking the preserve, all without a neighbor in site. Retreat to the master suite where everyday rituals rival the pampering of top-tier spas. Flexible use of bedrooms four & five offer a myriad of options, from sleeping quarters, in-law/guest suites, home theater, den, & more. Call for your showing today! ***Preferred Lender offering 1% of purchase price toward Buyer closing costs, pre-paids, rate buy down + free appraisal***

Cost to own

Mortgage calculator

$739,990
$147,998
Loan Term
Monthly Payment
$3,804
Principal & Interest: $3,804
Property taxes (est.): $985
Insurance (est.): $493
Estimated Total Monthly
$5,282
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,804
Property taxesest. at asking price, St. Johns County$985
HOAbilled annually$42
Estimated total, before insurance$4,831/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,769/yr · $647/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $746,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$615,539$564,817
2024$615,479$565,479
2023$105,000$105,000

2025 property taxes (current owner): $7,769/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 26, 2025Listed$739,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$739,990
Price / Sq Ft$222
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,329
Total Structure Area4,271 sq ft
Acres0.25 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address264 Holly Landing Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionHolly Landing Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,890 sq ft
Lot Dimensions60x180
Parcel Number0103630230
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), Water
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity Fence, Security Gate, Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt, Paved
Road FrontageCounty Road

Additional Information

Date ListedSeptember 26, 2025
Days on Market446
HOA Fees$500 / Annually
HOA FrequencyAnnually
HOA NameJohns Island HOA / SilverLeaf Master Assoc.
Tax Amount$7,768.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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