This home is in Jacksonville.

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Active

Active·135 days on market

10435 Midtown Parkway 144

Jacksonville, FL 32246

$249,900$175/sqftEst. $1,330/moMLS# 2066241

Beds

Baths

1,429

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

Fresh interior paint and thoughtful maintenance updates make this unit truly move-in ready! This spacious 3BR/2BA ground-floor corner unit is located in a gated community in the heart of St. Johns Town Center. One of the largest floor plans in the complex with only two units of this design it offers an open-concept layout filled with natural light and an oversized living area perfect for entertaining. All bedrooms feature walk-in closets, providing ample storage throughout. Enjoy peaceful lake views, creating the perfect setting for morning coffee or evening relaxation. The unit also includes two assigned garage parking spaces an uncommon and highly desirable feature in this community. Recent upgrades include a newer A/C unit and water heater (2024), offering added value and peace of mind. Conveniently located within walking distance to shopping and dining, with easy access to the beaches and downtown Jacksonville. Low-maintenance living in an unbeatable location!

Cost to own

Mortgage calculator

Home Price

$249,900

Down Payment: 20%

$49,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,270

Principal & Interest: $1,270

Est. Taxes & Insurance: $318

Estimated Total Monthly

$1,588

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,330

Property taxesest. at asking price, Duval County$408

HOAbilled monthly$669

Estimated total, before insurance$2,407/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$222,000	$125,400	▼ $24,000
2024	$246,000	$121,159	—
2023	$246,000	$116,174	—
2022	$203,000	$111,334	—
2021	$157,500	$106,635	—
2020	$157,500	$104,473	—

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,611 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History