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This home is in Jacksonville.

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Active·4 days on market

7800 Point Meadows Drive 1017

Jacksonville, FL 32256

$249,000$193/sqftEst. $1,287/moMLS# 2163472

Beds

Baths

1,287

Sq Ft

2000

Built

—

Garage

Pool

About this home

Jacksonville

The Highest quality fully renovated unit in The gated community of Reserves at Pointe meadows-This is a One Owner, accessible 1st story corner lot , fully furnished 2-bedroom, 2-bath. The interior includes bamboo flooring, upgraded appliances, a Nest Generation 5 thermostat system for climate control, and full-wood, lifetime custom cabinetry topped with premium granite countertops. The kitchen features custom under-cabinet and over-cabinet lighting that illuminates the workspace and enhances the room's design. From the central prep area, a perfectly placed window frames the vibrant resort pool and cascading lake fountains, turning any task into a scenic retreat. A built-in, Waterdrop full-house water filter system supplies water through every faucet safeguarding from all the chemicals when showering. The custom-reimagined laundry lounge, features elite, special ordered Electrolux 700 series appliances. This ultra-premium washer and d

Cost to own

Mortgage calculator

Home Price

$249,000

Down Payment: 20%

$49,800

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,287

Principal & Interest: $1,287

Property taxes (est.): $407

Insurance (est.): $166

Estimated Total Monthly

$1,859

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,287

Property taxesest. at asking price, Duval County$407

HOAbilled monthly$520

Estimated total, before insurance$2,213/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $150/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History